I had policy for one year. No one informed me about renewal and changes on it. Also price went up. I cancelled and tried to buy new one online as it was cheaper then renewal, had error. So i cantacted with customer services which is unfriendly and horrible. Everything end up with no chance for me to continue with Octagon as a reason they sad they can't cover me because I am keeping the car in garage. Wtf? I sad I can keep it on the raod if you want so and they sad I already sad I keep in garage and there is nothing they can do. Horrible company. Was happy for a year. They only care about getting new customers, if you are about to be with them for longer they don't givr a sh*t for you!