I had a letter from Close Brothers finance, which had 'Brought to you from Sure Thing' In its letterhead. I phoned and cancelled the direct debit assuming I had cancelled the policy as well. I changed motor vehicles in the interim and went with AXA. No payments were made to Sure Thing so when I cancel the old direct debit in December approximately 4 months later. I am debited from my account £212 for a policy which I didn't have. I have been trying to get the money back. It also incurred £30 overdraft fee. Rip off merchants at their best. Avoid at all costs.