Zenith Canada here. Got a rate of $160 a month for home and car, place I was living at was an apartment building. Fires at the building often and car accidents on the corner. Horrible place for more than those reasons. Pipes bursting all the time, just a genuine slum. Moved into a nice house, safer area on a quiet street, literally 750m to a fire hall and my rates go way up. Not to mention when I called and emailed to tell them I was moving and trying to update my file I thought I was good. Apparently nothing was done cause I decided to double check a couple months after moving since my new slip hadn’t shown up, I moved in June and informed them in April, they never changed any of my information and the guy I was emailing never got back to me. Did get it dealt with but again rates jumped $30 a month and now with no accidents or ticket ever it’s gone up again. I’m not renewing.