I was honest with my details for the car insurance quote (3pts for doing 37mph in a 30mph zone and a small crash 3yrs previous that was my fault) got a price I was really happy with but when I clicked accept I was told to call the broker, who told me my pts etc. had not been recorded on the system so my quote would increase... But when I checked the system after declining there offer I could see my details had been loaded onto the system.... I was really annoyed with all the time wasted and the dirty tricks they use to try and get more money from you, but try and make a claim and the shutters come down!