If I can give some of these companies, I see here 0 star I would! They did not help my credit WHATSOEVER. Each round was not the estimated time frame in fact they were longer. They instructed me to open a credit card they recommended which I did but did not help. They couldn’t delete ANYTHING, NOT ONE THING OFF of my reports and in fact everything was just verified. Their systems couldn’t fight up against the creditors. I wasted my money and time!!! When I asked for a refund after 6 months and not even COMPLETING ROUND 3, they ignored me!! Until a friend directed me to contact PINNACLE CREDIT SPECIALIST, I tell you I didn’t regret adhering to that humble advice. I’m better now and my credit score is in high 800s and all the derogatories have been expunged from my report. You can contact: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL (323) 406 1225.