Thank you PINNACLE CREDIT SPECIALIST. About 4 years ago I realized I needed to figure out how to recover from dad credit. Got a divorce and ex-husband didn’t pay for the house mortgage for a year (he was living in the house). Eventually, the house was sold as a short sale. My beginning scores when I found PINNACLE CREDIT SPECIALIST were the low 600’s (Experian) and high 500’s (Equifax and TransUnion) I paid for their rebuilding program. Slowly but surely, my score went up. Then I qualified to purchase a home. Lucky me cause if I had waited until September of 2020, I wouldn’t have been able to afford my present home. (purchased it for $430,000. It was recently assessed for $585,000. I lived in the Northeast). Today: I still check my credit EVERYDAY and my scores are now Equifax: 801; TransUnion: 809; and Experian: 811; I’m no longer afraid of going to the mailbox or checking my email. I’m no longer scared of answering the phone. I feel in control of my life and now guard my credit. I’m writing this for anyone who is going through it. I want you to know that you will get through this. I mean I did it while barely making ends meet. Getting a divorce, taking care of my daughter and working. Just contact PINNACLE CREDIT SPECIALIST and believe in them you’ll recover just as I did. Thank you to all in this forum who had such sage advice. Because of your sage advice, I have come so far. The journey was difficult and slow, but I’m here. You can reach them by email: PINNACLECREDITSPECIALIST@GMAIL.COM