I've actually cancelled this policy and found a cheaper offer with Direct Line. I have been driving a company car claim free for 5 years and while I understand not all companies provide discount on this basis (direct line do), insure your motor actually penalise for it. The quote rose from £1500 to more than £2000 because I disclosed this, they gave me some BS about how they give discount assuming I was a named driver on another policy (which I was too) but driving a company car negates this. I took the policy because I needed it at the time but cancelled the next day when Direct Line beat your original quote. Also I couldn't really stomach the idea of £3000 excess, if you're that cowboy with your quotes, I'd really hate to deal with your claims dept.