I have been a member since the early 2000's. I am now retired and manage all investment decisions for our smsf. I bought my first share (Fairymead Sugar) around 1970. After raising a family, I re-entered the fray in 1998. I had a bad experience with a well known financial advice firm and vowed then to go my own way. After discovering you (I won a 3 month free sub in a competition) I have not looked back. I feel I have grown with you over the years. I value your advice as it narrows down the investable field of stocks. I have confidence that any recommendation you make has been well thought through by people with much greater skill than myself. My value add is portfolio construction (and I am still learning). I know you get some things wrong (still regret selling COH around $80 from memory) but the winners far outweigh those and I never lose sleep over them. I also value your calmness in crisis times; the GFC and COVID. My portfolio has benefited from the opportunities you brought to my attention. Our portfolio is comfortably beating the benchmark I use to compare performance with other super funds. So, thanks once again. There is no other service out there like II. You have enabled my wife and I to grow our retirement savings to the point where in retirement, we can live the lifestyle that suits us. An added bonus is that I love what I do; it keeps me sharp.