IO modus operandi: For one month trade in forex with international exchange rates and then go on buying different currencies. Then implant their own rates which are far higher than international forex rate and accumulate losses for clients. Compel them to invest more to save account. EUR vsSGD is 1.54 on IO but 1.45 international, NZD vs JPY 96.08 Io but 89.82 intl, CAD vs SGD 1.00 but 0.96 intl, GBP vs ZAr 23.42 but 23.16 and so on. I lost USD 85000 with this manipulation. My account was +90000. My broker was trading on my behalf. Now demanding 20000 more to save. I let it go.