I had never invested in any funds before. I only used a bank deposit. But the year 2020 showed me that I was only losing money that way. The amount of inflation exceeded the amount of annual income on the deposit. The fact that the bank lowered the interest rate also played a role. So when I saw the conditions in ISEC Wealth Management, I registered there immediately. Yes, you need a reasonably large amount of money right away. But the lowest-risk investment portfolio in the company yields 7% per annum. So if you choose a more aggressive investment model, you can earn much more.