AVOID THIS COMPANY Do not use this company. They are even worse than their 1* reviews. It's only 1* because you can't rank at zero. Their customer service is by far the worst I have ever received and they really don't care about anything but extracting £££ from you. Complaints take months to deal with. They do not answer the questions you ask and only send generic responses designed to frustrate and make you give up. , The service contract is deliberately misleading and the only phone number given does not work. I'm now forced to report them to their regulator and to the Financial Services Ombudsman.