Filled in the online form, got a call from "Michael" and gave him a damned good listening to about a life policy I needed. After about half an hour, we hit a snag to do with my health. "Michael" told me that he needed to talk to underwriters and he would get back to me in 10 to 15 minutes. That was a day and a half ago. Heard nothing since. He had clearly lost interest and used his underwriters as an excuse to get off the phone. I won't be back.