I received a text message from Lowell telling me that I had not responded to a letter they had sent and asked me to contact them. On speaking to them I was informed that they had sent me 3 letters none of which I received. They were contacting me regarding a Barclaycard loan of £4000+ with the last activity on the account in 2014. I told them several times I had never taken a loan with Barclaycard and to send me a statement showing how this was made up. It appears they were unable to do this. Having discussed the matter for more than 15 minutes I requested they send me all details they had of charges and payments. Just as they agreed to do this, they suddenly advised me that the debt was Statute Barred even though they’d told me the last action on the account was 9 years ago. This was obviously a ‘fishing trip’ hoping to get me worried into paying £4000+ for an unsubstantiated debt which was over 9 years old and no longer able to be recovered though the legal system. A pointless waste of time! Beware!
2 years ago
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