Like others just now I had been getting text messages to contact these guys. I phoned cautious because they were asking for my details on data protection when i didn't even know who they were. They are scum. I was being chased for a debt from 1997. When I was 15! From a bank I hadn't had an account with in 20 years. They act all nice like they're trying to do you a favour and help you like the blurb on their website. Not knowing anything on this I said I'd offer £1 and goto citizens advice to find out my legal rights. "Oh no lets see if we can find you a discount and just settle this easy and now". We'll in keeping me busy and finding this out I was able to find out that after 6 years the debt is dead and the second the words statute barred left my mouth the call handler just went oh lemme see if I can close this account instead for you. Oh you'll get a letter, here we go, there we go, want me to remove your phone number? Yeah let's do that and couldn't of ended the call any quicker. What they're doing is criminal and disgusting they're trying to feed on people's memory and uncertainty. The entire charade is designed to help you with discounts so you pay anything thinking the problems gone when there wasn't even a problem. If they discount a 2k debt into 500 you think they've helped you and they walk away with your cash. Disgusting.