Angelo
Buyers aware, this car insurance policy has limitations and is not a like for like policy with other insurance companies. I recently discovered my policy is limited to 2000 miles. I paid £395 in total(£250 insurance premium + £145 admin fee) for my policy and I can only drive 2000 miles, after 2000 miles the policy terminates unless you buy top up miles. I have been advised that for every 1000 mile top up I need to pay £450. I normally do 5000 miles per year, therefore this policy for the year will end up costing me £1750 in total based on doing my usual 5000 miles. I normally pay £400 per year with other insurance companies with no mileage limitation. This policy is an absolute scam. When speaking with 'mypolicy' they justify these £400 per 1000 miles top up based on my driving style. I have only had the policy for 42 days, despite the initial insurance premium costing £250 for a 2000 mile allowance, to top up another 1000 miles is £450. When questioning them on my driving style, they said my driving style was very good at 8/9 out of 10. So how do they justify the cost of £450 per 1000 miles top up? Then the advisor mentioned it might be based on the locations I am driving to, they have an answer for everything. I would avoid this company, I have 13 years no claims and normally pay £400 per year with no limitations. This company want to charge me circa £1750 for 5000 miles. It is an absolute scam and it is geared to extracting as much cash as possible form the customer, it is highly unethical and bad practice. I have also been told to cancel my policy today I would only receive about £150, despite me paying £395 and only doing about 300 miles in total in 42 days of service. That equates to receiving a 38% refund, while this company keep 62% of my money for very little service. I recommend you report them to the FCA, I will be.
2 years ago
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mypolicy has a 1.4 average rating from 100 reviews

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