NACA Review – Final Stretch of My Journey! I'm in the final stretch of my homebuying journey with NACA (Neighborhood Assistance Corporation of America), and I couldn't be more grateful for the experience. From the beginning, the process was thorough but truly worth it. I started with an initial intake session, followed by multiple follow-ups to ensure my budget, income, and documents were solid. NACA requires a lot of paperwork — yes, it’s intense — but it's because they're preparing you not just to buy a home, but to keep it. My counselor was supportive, patient, and clear about what I needed to qualify. Now I’m preparing to submit my file to the bank for final approval. That means my income, employment, savings, and credit have all been reviewed and verified. It’s exciting! What makes NACA stand out: No down payment No closing costs No PMI Below-market fixed interest rate A focus on long-term affordability over quick sales This program is a blessing, especially for those of us who didn’t think homeownership was possible without tens of thousands in savings. It requires patience, discipline, and good communication, but if you stick with it, NACA will change your life. To anyone starting this journey: stay organized, follow your action plan, and keep pushing. It’s worth every step. I can finally say — I’m almost a homeowner!