Inflation is going strong: Housing prices + 7% YoY Oil prices +14% YoY S&P500 +26,3% YoY US100 +38% YoY BTC +116% YoY You either beat them, or you join them. When I realised staying fat on my cash pile doesn't bring me anything, I invested around a third of it here. The safest trading broker I could find, and that offered crypto trading too. Got myself a Gold level here, and trying for people to copy my trades. I would get money just from those copies, if there are enough. And even if its not, my goal is to beat the inflation. Can't do that with deposits in bank or anything else like that..