Hello, A really good concept, fun and efficient. As an older computer user, I did feel quite bullied into using Paypal. System trying to "trick" and confuse me back to Paypal at each and every step. I do have a Paypal account which is in another currency and I wanted to use a Sterling card. I almost gave up to just transfer our nephew the money. Also: why the 500£ limit? I had to do a contribution in my name and another one in my husband's name. Another Paypal rule? Apart from this, your site is a fantastic idea to contribute to what our nephew and his future wife really want as a gift: much better than mismatched cutlery and appliances newly wed usually end up with. Thank you for making this possible. back off Paypal!!