Great concept, absolutely support it! but I might have found a glitch for you to fix. When people set up their patchwork, there are likely to be friends and family members who purchase/fund jointly. The initial form on the site will allow us to complete it as if two people are sending funding together but the card payment will fail or be rejected because that initial form doesn’t match the card’s holders details. You need to expand the card payment section to include a field for card holder’s full name and this stop giving hassle to your customers when trying to make a payment jointly from a bank account that might only be registered against only one of the two