I would definitely recommend QIS to anyone having financial problems, they have been extremely helpful and understanding in dealing with my situation. They made me see light at the end of the tunnel as I was sinking in debt and I truly appreciate and highly rate their services, contact them with confidence and I assure you that heavy load of problems will eventually be off your shoulders. Over the years I have been ignoring the debts hopping they will finally disappear only for it to get worse, I had tried negotiating with some creditors only for them try and force me into agreeing payments I could not keep up and ended up having to refrain from normal family life. Since contacting QIS I feel assured that I have everything under control now and no longer ashamed to talk to anyone about my debts. God bless you all at QIS and big thank you for the wonderful service you provide.