We had been worrying about our debt level for many months and had been seriously considering bankruptcy from the first initial contact by phone we were treated with great respect and understanding with no sign of condemnation we found them so supportive and they talked us through all the various options with the pros and cons attached to the various options , we have felt no pressure at all from them and have been vey informative throughout - what we thought would take months to resolve has been put in place in just a few days we cannot recommend this friendly team enough