As a single first time buyer, going through the mortgage process seemed daunting at first. After our first initial FREE consultation all the nerves had gone and all my questions were answered. I walked out with a beaming smile and immediate mortgage offer. it was then I knew Joe was the guy I could trust in helping me take this massive step in my life. Throughout the whole process Joe was there answering any questions I had and constantly reassuring me when I was in a panic. Cannot thank him enough great guy and a great mortgage advisor. Thanks joe!