My nearly new 40 inch TV set fell to the floor and its LED screen was seriously damaged when table on which it was standing was accidentally knocked. The TV could not be economically repaired, I was not insured so I had to buy another new one from my own pocket. I therefore came to realise that insurance is a very good idea! After studying all the available policies I could find on the web it soon became apparent that the gadget insurance offered by Row is outstanding in terms of cost, customer satisfaction and ease of procurement. I've taken out a Row policy insuring my new TV and was pleasantly surprised by the very reasonable premium. I now feel confident that if I should have a TV breakdown after the warranty period or another accident I will be well looked after by Row.