Having been tied into Protect Your Bubble because of a multi gadget contract that started out realistically priced but becam expensive after a couple of years, I had the opportunity to break away and look for alternatives. Some research threw up a few alternatives tha were much cheaper yet offered a similar service. I tried a couple of these but they didn't list my phone, a Nokia 8 because it was relatively new. Then I tried ROW. The phone still wasn't listed, but the rather than turn business away, it allowed my to enter the details. Signing up was simple. Let's hope I don't need to use the insurance, but it's nice to know it's there in the event of a problem.