I paid $40 NZ for this transfer to go through. It should of been 1 working day as stated in the above email from your company. It is now 2 working days NZ time. I spoke to Roche my recipient 10.40pm NZ time and she has still not received the money. I would usually only pay a $5.00 fee and transaction in done in 3 business days. With these fact being taken into consideration I do not think it is fair to charge $40 as it is very clear that 1st Contact Forex have not delivered on their side of the deal. I can be contacted on my mobile 0272538079. Regards Denise Tarrant