I am in South Africa as a missionary for about 10 years. Since we live from gifts, you can imagine that every penny counts. A few years ago, I lost so much money because of bad exchange rates and high costs if I wanted to transfer the money from Europe to South Africa. But since I met 1st Contact, all that stress is in the past. Money comes quickly, it's reliable, even over internet, on an excellent rate and the extra costs are so low up till nothing. Thumbs up!! You are the best!! And my Zulu kids can have something extra because of that!! Thanks for the blessing. Marie-Paule Vogelaere