If like my story, all money things were in my name for both me and my Girlfriend which is fine until life takes a bad turn. Years of ignoring bills and debts etc etc, it's an expensive way to learn a lesson that everyone tells you " ignoring something today will be a lot more painful wen it comes around in the future. you find out the costly way..but after a long and costly time you clear the debt and learn the hard way, but after when I had an accident and needed more money than I had saved I found all those companies my partner had messed around many years ago wouldn't even listen.A disabled unemployed person on disability benefits NOT A CHANCE!! That was until I spoke to Satsuma loans fully expecting to get binned off straight away they listened and judged me on my present situation and made me feel like I was a good person again and soon thanks to satsuma my credit is slowly creeping back up there.. THANKS SATSUMA ???? Gareth