Avoid like the plague, I took out the £1,500 loan on the 31st March 19 and then called up to settle on the 01 May 19 in full as no payments had yet been deducted from my bank.. When provided with the settlement quote It was £1604. I thought that was fair as I had the money for a month and on their interest rate should have been about right as the interest worked out to about £124 a month on the loan... After clearing my balance they then the same day took another £249! Nothing was mentioned on the call that they would still claim that days payment and the interest for 1 month was £350~ Phoned up and they were absolutely useless and kept claiming it's all worked out by a complex formula and couldnt tell me why! I've got hold of the formula and still their figure is incorrect! Complaint going to FOS