Not very helpful, misleading website. Operator contacted me after i filled out the online application. I explained that some questions were not clear and that the answers to them would need some further explaining. I was told that based on the question answers I had provided they would not be able to insure me. Used a different company who were happy to help me complete the questions on the telephone and after fully explaining my position they provided me with the exact policy I needed. This leaves the question - why the operator from schofields rudely dismissed me and my application.