All set schedule wants is your up front money!! They are a scam and the biggest rip off ever!!! Highly Unprofessional and unethical that's for sure. They pitch themselves as a lead generation company but you have to hunt for your own leads. Some higher up guy just let me know that my money could not be refunded because I have leads that I can select from but I have neglected to do so. I told him to prove it and show me where those leads are. He couldn't and said that they would not refund me the upfront money I paid because I only want warm leads. Give me a break!!! How sad that they are so desperate for the $1,497.00 I paid up front.