The items I ordered were received promptly and in good condition. However, when I attempted to pay out by Paypal I found a banner on the Paypal payout template that involved me in an application for Paypal Credit in order to complete the payment process. I suspected a virus and so reported the situation to Paypal. Paypal assured me that a credit application is not mandatory and that some traders being anxious to gain extra payment from Paypal place this measure on the sign out process. I regard this as a poor way to treat a customers time and effort. I will not be coming back.