I've played and watched swoggi for several years. I have also read lots of bad reviews about the site. The reviews are correct in may ways, you play it and you will lose money. I won several items including this iPad I'm writing this review on, but I lost out over the total time I "gambled". Yes, it is a gambling site and yes, the same old names win the vast majority of the really desirable items like computers, phones etc. When you sign up, you will be bombarded with emails, many stating that people have won at bargain prices. Most don't. I don't need to list these as many others have. Is it a scam? No. Any sensible person tempted by this site's publicity would watch and learn before committing money to it. Those who have not done their homework will call it a scam. Those who realise the risks will not buy credits. Some like me will have a pop and eventually get burned. Those who dive in without assessing the risks will call it a total scam. Pay your money and take a chance? Don't. You are far more than likely going to lose, especially if you go for the premium items and go up a against the big hitters that will pay over the odds to win. Swoggi relies on people like us to keep their venture going. The best way to hit back is not to play their game. If you do play, expect to lose lose lose. THe other old chestnut is whether the habitual winners are really robots functioning for Swoggi, or even paid employees. Who knows, but they seem to have far more money than sense. I have long suspected this but then again there also seem to be some serious Swoggi addicts. My advice is to steer well clear.