I actually signed up to Swoggi after reading a review in a reputable daily newspaper who gave the site the thumbs up! Thankfully i only bought £15 worth of credits and then watched a couple of the auctions and soon realised that it was highly unlikely i would ever win an auction and I could easily spend an absolute fortune buying more credits in order to be able to bid. I asked for a refund but was told I couldnt as there was a £15 admin charge but they happily suggested I buy more credits to have a chance of winning!! Unbelievable, this site is one big scam, don;t be tempted and save your hard earned cash!