I invested £50 decided it was not for me and began the long process of claiming my £35 back as one gives up £15 if one opts out. Laura who appeared to respond to my emails did so promptly and politely always telling me my money would be refunded and fair enough 5 weeks later it was, I just kept emailing and my next step would have been a National Newspaper. I have learned my lesson and will not be tempted by my own stupidity again. If it seems too good to be true etc.etc,? M Leonard