Beyond my expectations. To be honest, I was very sceptic about this whole scheme. I initially thought that I will put in the minimum amount that is required and just play it out. Luckily my account manager, Kevin Lambert was patient enough to show me how well it could all work if you just think realistically and see this amazing financial tool as the great investment it can be. Kevin helped me change my mindset and as soon as I gave the account a real chance I saw returns on my investment that outperformed all of the alternatives. Such a shame I didn't meet Kevin a few years ago!