I've been a fan of Charles Payne for years, seeing him on TV was always a treat. I read UNSTOPPABLE PROSPERITY and decided to enroll in Payne's Education. I have found the instructors to be as invaluable as the information they are teaching. I learned to be self reliant with my investing and am planning to fire my financial consultant in June. I have made over 19% annual returns investing on my own vs. -0.63% using an "expert' investor. If you are concerned about investing on your own Charles has a Hot Line service that is great for getting investment recomendations you can evaluate for your own investing. A great way to build confidence. Payne's Education staff is amazing. I can't think of a better education program!