Having worked in corporate America for the last 30 years and raised a family, investing was delegated to those isolated moments. While investments grew, looking back it was a bit haphazard. Finally, I have the time to be part of Charles Payne/Payne's Education. The education has provided the context, terms and an understanding of what other investors, institutions and analysts are looking at. There is so much information available and determining what really is important has been eye-opening, time saving and improved my results. Thank you CHARLES and the TEAM.