I have been a student of Payne's Education for over 2 years in both Stock and Option trading education. Before taking these courses I traded stocks in my IRA account and mostly using the experts I would see in the Media with mixed success. After reading Charles' book "Unstoppable Prosperity" I decided to jump into these stock and option trading courses and I'm so greatful I did. Since taking these courses I have drastically improved my trading success thru understanding the 3 pillars, Fundamental, Technical and Behavioral pillars of the market. Since taking these courses I have constantly beat my prior rates of returns by trading with better understanding of the market. Charles and his instructors Garry, Rob and Greg are outstanding instuctors along with the greatest fellow students all over the country. I would say this was the best education in terms of financial success I have ever taken and highly recommend it to anyone to imrove your financial security for yourself and you family. On a side note I have attended about 5 excellent studio events at "Making Money" with Charles Payne at FOX studios in NYC. I also recommend reading his latest book "Unbreakable Investor." Charles is a great instructor of the market and I highly recommend his book and these courses for anyone wanting to improve their financial success.