I was accepted for £100 which was not paid into bank so a week later I was told to have another £100 which did get to my bank. The only issue is that now the original £100 which did not get paid into bank is now in default with Vivus and the £100 has now turned into £145 of which I have been contacted by email phone and letter. Each time I do get contacted I explain what has happened but each time I am asked to pay back money which has not been lent.