I've signed up 3 times & cancelled twice (because I wasn, t using it). I can, t understand all the complaints?? It clearly states you get the money off your next purchase & that it cost £15 a month (which you can claim back monthly on a purchase). I have saved hundreds on items I was going to buy anyway especially on ebay. The Argos gift card offer of £100 costs only £80 which is a bargain.