Although investing is quite simple, the low rate of return on investment raises doubts about the site's validity. The personal advisor is no longer reachable, and the phone becomes "no longer operative," Email communication is also delayed, and my experience with them has been very disappointing until M E R S E Y H I P****C O M arrived and promptly got my compensation. Unexpected new procedures that I was unaware of before and that require more expenses and prices have not yet been resolved