Be Very Careful. The "trader", Ray Miller is based in Cyprus, the phone numbers are in Britain & Austria & the debit to my account was from Romania. The site looks very professional and Ray was very attentive & helpful. He spent about 5 hrs linking me to trading sites in an effort to gain my confidence. However, something always bothered me. I read these reviews, I noted the Britain's FCA has outlawed them, I noted legal firms have been set up to help get your money back. Ray, as I expected then started to pressure me into investing more as USD200 was not worth anything. He wanted a minimum investment of USD1000. When I refused he became a bit abusive and belittling. In the end "Trust Your Gut" and if your see warning signals or it seems that something just isn't quite right, leave and do not invest. I agree that if you invest big sums, it will be gone.