Neptune seed bank is just a broker for other breeders . Neptune is legit . I have been sending them cash foe packs for years and never had a hiccup. They take cards as well. If your dealing with a shady web site for seeds they almost alway only use zelle ,bitcoin or cash . Neptune is 100 💯 % legit. I have probably $5k in gear and a garden full of genetics to prove it. Neptune has zero to do with germination rates either. That falls on the breeder and the grower again Neptune is like most other seed banks he or they is just a broker and an affordable one I might add