Horrible, Slow and Incompetent service. I had an account with them prior to FINCTAC issues. It seemed to work. That said, I cannot tell you how many times I went to them with the ID requirements they say they need to meet FINTRAC regulations, and they still had my account frozen. And it takes them forever to respond with "platitudes" or requests for me to submit ID requirements again.... and again.... Then when I finally got my account unfrozen, the next working day I got a new email telling me to submit ID documents, and my account is again frozen. If you are new to or trying to find a provider, run somewhere else. Paul