I had looked for funding in the beginning of the month with a few different brokers. The rates were well above what we wanted to pay so we passed. I received an Email a few months later from Ralph Jones and he had advised that we were approved for the amount we were looking for at a rate I was comfortable with. They asked to send an ID and check over and that was it. It was so easy I actually contacted the BBB and Sheriff's office in their County in Florida to see if this was an actual legit company. Much to our surprise they are 100% legit and 100% easy to work with. Everyone I spoke with there was professional, friendly and helpful. Use them with confidence. Thanks for a great experience.