Like the trading conditions. it's typical - low spreads starting from 0.1 pips, seemingly endless liquidity, rare slippage. For a live acc XM is doing very well. No restrictions on strategies and order amount too. Trading competitions, bonuses (can only withdraw profits), discounts, demo accounts, automated trading advisors - all there. Withdrawal usually take a while, it's from hours to a business day for me, but I think XM handles it differently from different jurisdictions, if I see things correctly in the reviews here. Some get it a bit better than others.