5/5 - Perfect fit for the FN Reflex XL MRD First off, the fit is perfect. Even with the XL MRD optic cut, retention is rock solid with a clean, audible click, but the draw is still smooth and consistent. No wiggle, no extra bulk. Comfort is outstanding. I can wear this all day at 3-4 o'clock and completely forget it's there. The edges are finished really well so there's no digging or hot spots, even with just a t-shirt. It disappears under a shirt too. What really sets the LightTuck apart is how adjustable it is. You get full ride height adjustment so you can set it exactly where you want it for concealment vs. draw speed, and the cant adjustment is super easy. If you have an FN Reflex XL MRD and want a comfortable, concealable, highly adjustable holster that just works - this is it. Highly recommend Vedder.