I feel somewhat misled by this purchase: I chose cover that was not the cheapest on confused.com because it stated that it included legal protection and home emergency cover. When the detailed policy appeared, it turned out that what was described as legal protection was in fact personal accident cover, which I had no need for. As a result I had to add the full legal protection at extra cost and would have been better off had I chosen another option on confused.com rather than One Call. Moral is read the small print before you click and buy, I suppose, but they shouldn't be misleading people like this by describing personal accident cover as legal protection, because it obviously isn't.