TLDR review: EW (yuck!) Words cannot describe how bad their customer service and web interface is. They had reasonable rewards on the Uber card until they transferred the points over without really announcing it except in some weird thing in the mail with no details... well basically it reduced your rewards to nothing if you didn't spend them before the switch over. Never really liked them for the past few years but found that really over the top. Also 20+ minute wait times and the one time I had to dispute a charge they did it via mail and it was a vastly inferior experience to what I had at Capital One which isn't exactly a rich person fancy bank. Absolutely no reason to use their credit cards.