Barclays AARP mastercard is a complete nightmare. I’ve never missed a payment ever. But every month barclays puts a 7 day hold on funds from my payment. Even though this payment has cleared my bank within a day of transaction. Every month I have to call to get hold removed. And every month I’m on hold for up to an hour. Two months ago a supervisor took care of payment hold and promised this would not happen again. Two months later I’m back to having my payment, made from chase bank previous AARP card carrier, put on payment hold. This is ridiculous. I don’t even use the card now. I just make the monthly payments. This company is a JOKE!